Benefits designed with well-being in mind
Learn how our supplemental health benefits support employee mind, body, and wallet®. With each providing a direct benefit payment (available via direct deposit!) to employees to help maintain and strengthen their financial confidence while easing stress and worry around paying for care.
1 in 4
Workers who own supplemental health insurance are 25% more likely to report high overall well-being compared to workers who don’t.1
10+ years
51% of workers who own at least one supplemental health product want to stay at their jobs for 10+ years.2
The value you can deliver to clients with our benefits and how they make employees feel
Accident insurance
Includes a 25% benefit increase for a child organized sports injury.³
Critical illness insurance
Includes first-of-its kind coverage for preventive measures taken as a result of having a BRCA1 or BRCA2 gene mutation.4 And earlier payouts at earlier stages of diseases such as Alzheimer’s and Parkinson’s.5
Hospital indemnity
Includes a benefit for hospital admission and an extended hospitalization.
Supplemental health benefits
Pays a direct benefit for completing certain health screenings, tests, or procedures. Helping to offset care-related and medical insurance costs.6
How can we help make delivery easy?
1 Benefits Optimization 2023: How supplemental health benefits and omnichannel communications support workforce well-being, 12th Annual Guardian Workplace Benefits Study. P. 11
2 ibid
3 The child must be insured by the plan on the date the accident occurred and must be 18 years of age or younger; proof of registration required at time of claim.
4 The gene mutation can increase the risk of certain cancers, including breast cancer.
5 Earlier payouts at earlier stages of conditions like Alzheimer’s, multiple sclerosis, and Parkinson's disease.
6 One Wellness or Health Screening Benefit per calendar year per covered person if a covered person has a covered wellness test or procedure performed while coverage is in force. See your plan details for wellness or screening types and benefit amounts.
For Agent/Broker Use Only. Not For Use With The General Public.
Some features are highlighted for illustrative purposes only. Please refer to your plan for benefit details and terms.
Guardian’s Group Insurance products are underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states.
In New York, Critical Illness is referred to as Specified Disease.
In Colorado, Hospital Indemnity is referred to as Accident/Sickness Indemnity Coverage.