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Copyright© 2026 The Guardian Life Insurance Company of America. All rights reserved.

Paid family & medical leave

Paid family and medical leave (PFML) laws set the standards for managing employee work absences, from caring for a loved one, to recovering from illness or injury, to welcoming a child. These resources can help you navigate ongoing law changes, so you can stay compliant and efficiently help employees get back to performing at their best no matter the location.

Request a quote
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States with PFML laws and programs

More and more states are passing PFML laws. Although they may follow the same basic principles, each state looks a little different in terms of the program name, benefit provisions, and eligibility requirements. Select the state below for an overview of the programs and resources available to help you navigate them:

California

Colorado

Connecticut

Delaware

Hawaii

Maine

Maryland

Massachusetts

Minnesota

New Jersey

New York

Oregon

Rhode Island

Washington DC

Washington State

Want more information about expanded access to paid family leave?

Our paid leave benefit rider, available on short-term disability (STD) insurance, is the most widely available of its type.*

Learn more

Educational resources

Bookmark these tools and resources to stay up to date on the latest happening with PFML across the country.

  • Absence Management Blog

  • PFML Reference Guide

    PDF

  • PFML Trends

  • Absence Management Academy Webinar Series

The value of offering disability insurance and PFML benefits

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Each state’s PFML program often comes with benefit limitations, potentially leaving income gaps that could put your employees’ financial wellness at risk. Short-term disability (STD) insurance and PFML work together to provide your workforce with the financial protection they need during a leave. So you can be prepared to provide powerful disability benefits that not only help replace income, but also work to support employee well-being and can help simplify return to work.

See how STD coverage complements PFML

Guardian can help you manage it all

Effective employee leave management is key to helping ensure your business properly assists employees, remains compliant, and avoids costly fines. But staying on top of state and federal employee leaves can be challenging.

When you choose a private plan with Guardian, you can feel more confident with compliance and rely on seamless guidance through the complexity.

You'll get dedicated support, integration with disability insurance, and ongoing updates on regulation. And your employees will get simplified claims initiation, a single point of content for disability and paid leave claims, and more effective return-to-work support.

Our private state PFML plans are fully insured, state-approved, and backed by digital capabilities designed to help make administration easier

Request a quote today

Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof.

*The rider is currently available in 40+ states across the US.

Guardian Group Short Term Disability Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Generic Policy Form # GP-1-STD-15. The state approved form is the governing document.