What makes a life well lived?

You have big dreams. And some small ones, too.

From starting your first job to retiring from your last one, there’s a lot of life lived in between. You’re not on this journey alone. Whether you’re starting a new fitness plan or recovering after an illness, we’re here to champion your total well-being — mind, body, and wallet®.

Behind every better tomorrow is a Guardian™

About us

Guardian is a leading provider of employee benefits and wealth management solutions, and one of the nation's largest life insurers, backed by the highest financial ratings in the industry. As a mutual company, we invest in you, holding ourselves accountable not to shareholders, but to your long-term well-being.

  • 165 years

    of preparing people for the future

  • $7 billion

    benefits paid to our policyholders last year

  • 130K +

    network dentists nationally

  • 12 million

    people served daily

Resources for mind, body, and wallet

Stories that inspire

We know that family matters most. Hear from our customers as they share their personal stories.

A passionate caregiver finally puts her own well‑being first

Kate spends her life advocating for families in the foster care system. When she used her Guardian disability policy and supplemental health policies to recover from major surgeries, she learned that she can ask for help, too.

A passionate caregiver finally puts her own well‑being first

Kate spends her life advocating for families in the foster care system. When she used her Guardian disability policy and supplemental health policies to recover from major surgeries, she learned that she can ask for help, too.

Joseph’s story

When Joseph received a cancer diagnosis, it shook his family and their finances hard. But he’d selected cancer insurance when he enrolled in his employee benefits, and it covered many of his treatments. His Guardian claims case manager celebrated with him when he learned his cancer treatments worked.

Feeling safe in your home and with your benefits

Guardian supports the well-being of a nonprofit homeless services provider so that they can take care of their community.

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Deciding moments

In the deciding moments, having benefits that help provide financial protection can help support your choices.

Go now

Financial information concerning Guardian as of December 31, 2025, on a statutory basis: Admitted Assets = $93.8 Billion; Liabilities = $83.8 Billion (including $64.0 Billion of Reserves); and Surplus = $10.0 Billion. Financial information concerning GIAC as of December 31, 2025, on a statutory basis: Admitted Assets = $11.0 Billion; Liabilities = $10.3 Billion (including $4.1 Billion of Reserves); and Capital and Surplus = $0.7 Billion. Financial information for Berkshire Life Insurance Company of America as of December 31, 2025, on a statutory basis: Admitted Assets = $5.7 Billion; Liabilities = $5.5 Billion (including $1.2 Billion in Reserves); and Capital and Surplus = $0.2 Billion.