Employee benefits that empower well‑being
Your people are your most valuable asset. Support their needs at every stage of life with impactful benefits that let you deliver more with ease — so you can work with empathy, and your business works smarter.
In a time of great uncertainty, employees and employers agree on the need for more holistic well-being, including physical, mental, financial, professional, and societal wellness.
Latest benefit trends
Offerings must address emerging workforce needs
1. Seamless paid family leave support
Creating better leave experiences will only grow in importance, especially for employers spanning multiple states with varying programs and requirements. Versatile solutions that offer more consistency and ease while also keeping employers compliant will be crucial to long-term satisfaction.
1. Seamless paid family leave support
Creating better leave experiences will only grow in importance, especially for employers spanning multiple states with varying programs and requirements. Versatile solutions that offer more consistency and ease while also keeping employers compliant will be crucial to long-term satisfaction.
2. Personalized benefits communication
With up to five generations in the workforce, it's more important than ever for employees to understand how their benefits can help them. Human resources departments must keep a steady drumbeat of benefits education beyond open enrollment time, personalized to different life stages and scenarios.
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Challenge 1Offer more choices while mitigating costs
Guardian benefits help you offer employees more built-in support for well-being.
Challenge 2Managing benefits with more ease
Guardian helps employers save time, reduce errors, and implement benefits with ease while complying with increasingly complex regulations at federal, state, and local levels.
Challenge 3Leveraging the right ben tech
Guardian helps employers find the right benefits technology that lets them spend less time on manual processes and paperwork, and more time supporting employees.
Create a holistic approach to group benefits
Benefits focused on well-being
Good oral health can lead to better health overall. That’s why dental insurance is in high demand: it’s the best way to help employees get the preventive oral care they need, and save on more costly dental services if needed.
As we spend more time in front of screens, vision insurance – and the eye exams, glasses, and contact lenses it helps to cover – becomes increasingly important for workers.
The income your workers earn touches numerous other lives. That’s why life insurance can be a vital offering for employees, providing families financial support in case the unthinkable happens.
Being unable to work due to illness or injury can happen. Disability insurance provides critical income replacement to help ensure employees can continue to support their families at a time they need it most. Plus, benefits for caregiving and cancer support are built right in.
Supplemental health insurance, such as accident, cancer, critical illness, and hospital indemnity plans, can help provide financial confidence during an unexpected sickness or injury.
Empower employees to think, feel, and perform their best in a new, more comprehensive way – by offering intuitive mental wellness support through your benefits.
Guardian enhances its benefits with a number services growing in demand among employees through our Employee Assistance Program.
- Address real needs, stay compliant
Absence management
When employees must take leave due to illness, injury, or to care for a loved one, proper leave management ensures you can address their needs effectively while remaining compliant with leave laws and regulations. An absence management program should also ideally be able to coordinate applicable employee benefits around each leave type.
- Better benefits implementation
Digital onboarding capabilities
Digital onboarding helps Human Resources departments implement benefits with ease, allowing them to manage all benefits in one secure online experience. Use e-signatures, verify case files instead of filling them out, access contacts in one place, and more
- Ongoing benefits education
Benefits enrollment strategy
When employees better understand their benefits, it can lead to higher benefits utilization, a positive enrollment experience, and greater workforce loyalty. Developing an enrollment strategy allows you to more effectively educate employees and better plan for how your benefit offerings should evolve in the future.
One eligibility file.
We help to streamline setup and ongoing management by providing one eligibility file for all your Guardian benefit products.
One client service team.
No matter your benefits program or the size of your employer group, we have a dedicated team solution that ensures consistency and communication.
One bill for all products.
This helps you reduce the amount of time needed on billing reconciliation.*
One client-central service portal via Guardian Anytime.
You and your employees can view, track, and submit important benefits information, and securely download forms online from anywhere.
Unlock the potential of your benefits
Guardian Access: Our API connections
Maximize your Human Resources Information System (HRIS) investment with API integrations that connect effortlessly to leading HRIS benefit platforms, enabling real-time data exchange across systems.
Policy API: Easy, real-time plan setup
Policy API automates the passing of plan details and rates from Guardian’s system to your benefits administration platform — reducing setup time and eliminating errors. We do the work for you, from initial case setup to updates at renewal.
Policy API: Easy, real-time plan setup
Policy API automates the passing of plan details and rates from Guardian’s system to your benefits administration platform — reducing setup time and eliminating errors. We do the work for you, from initial case setup to updates at renewal.
Member Benefits API: Real-time eligibility updates
Member Benefits API allows for transmission of all member transactions from your benefits administration platform to Guardian in real-time — eliminating the need to build and test the Electronic Data Interchange (EDI) file, as well as weekly reconcilement.
EOI API: Streamlined EOI application
Evidence of Insurability (EOI) API provides a seamless experience for employees who need to complete an EOI questionnaire upon enrollment. This technology also provides automatic status updates to employees and HR teams.
Provider Directory API: Convenient access to provider directories
Provider Directory API provides employees with intuitive access to Guardian’s provider directories within the benefits shopping experience.
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Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation.
Guardian’s Group Insurance products are underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states.
