Executive Disability
Offer tailored protection that supports your most impactful leaders
Help to close the income protection gap for high-earning employees in key leadership roles, so coverage scales with their compensation, and their financial confidence remains strong enough to keep their talent with you.
Employees rely on group disability insurance if they need to take a leave from work. But for your key leaders and crucial decision-makers, group long term disability insurance may not provide enough financial confidence if they need to be out of work for an extended period. That's where Executive Disability works to complement your existing group long term disability offering.
Here's an example of how the two work together to offer enhanced financial confidence.
1 in 4
Around 1 in 4 working Americans a year will experience a disability leave each year lasting over 90 days. More than 25% of today’s 20-year-olds can expect to become disabled and be out of work for at least a year during their career.
Top 10%
As of 2024, even the top 10% of income earners in the US didn’t feel financially secure.1
Competitive options with embedded well-being support
Your employees can feel confident in these wellness benefits built right into your group long-term disability (LTD) plans.
Caregiving support services
Guardian is the first to embed caregiving support services into our disability offerings, so your people can access the caregiving support they need while also maintaining their own well-being.
Caregiving support services
Guardian is the first to embed caregiving support services into our disability offerings, so your people can access the caregiving support they need while also maintaining their own well-being.
Cancer support services
Employees facing cancer can access personalized, empathetic support in a unique program embedded into our disability offering.
Access to Peloton
To help aid in recovery, employees receiving LTD benefits have access to the Peloton App for impactful and entertaining workout experiences at any stage in their fitness or recovery journey.
Transportation assistance
Through our partnership with Uber, we offer a transportation voucher for employees with an LTD claim to get to doctor visits or rehabilitation treatments.
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Experienced. Reliable. Empathetic.
Learn how group disability income insurance helps protect your workforce
When you trust Guardian with employee benefits, we ensure that our disability insurance works in lockstep with each employee’s leave requirements and other Guardian benefits — without a lot of work from the employee, or you.
Guardian’s Group Long Term and Short Term Disability Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Generic Policy Form #s GP-1-LTD-15 and GP-1-STD-15. The state approved form is the governing document.
Wellthy, Inc. (“Wellthy”) is a vendor to The Guardian Life Insurance Company of America (“Guardian”). Wellthy and Guardian are not affiliated entities. Wellthy provides a care coordinator to integrate separately retained caregiver resources (e.g., senior care, childcare, etc.) for the benefit of a member or their permitted dependents. (“Services”). Guardian does not control or provide any part of the Services and does not bear any liability for their provision. This informational resource is not a contract and is for illustrative purposes only. Only the policy contains applicable terms. Guardian and Wellthy reserve the right to discontinue Services at any time without notice. Services may not be available in all states. ©2024 The Guardian Life Insurance Company of America.
Osara Health (“Osara”) is a vendor to The Guardian Life Insurance Company of America (“Guardian”). Osara and Guardian are not affiliated entities. Osara provides a personalized support program through certified health coaches to address cancer management issues for the benefit of a member (“Services”). Services are designed for members 18 years+ of age, diagnosed with cancer, regardless of cancer type, stage, or prognosis. Services are not meant to provide medical advice/care. Medical advice/care should be sought from your independent healthcare provider(s). Guardian does not control or provide any part of the Services and does not bear any liability for their provision. This informational resource is not a contract and is for illustrative purposes only. Only the policy contains applicable terms. Guardian and Osara reserve the right to discontinue Services at any time without notice. Services may not be available in all states. Guardian® is a registered trademark of The Guardian Life Insurance Company of America, New York, NY and is used with permission. ©2024 The Guardian Life Insurance Company of America. All rights reserved. Uber is an unaffiliated service provider for The Guardian Life Insurance Company of America and is wholly responsible for the administration of these services. Benefit is available on plans with a contract plan of 2009 or later.
Peloton is an unaffiliated service provider for The Guardian Life Insurance Company of America and is wholly responsible for the administration of these services. © Peloton 2012-2024, Peloton Interactive, Inc. All rights reserved.
Guardian® is a registered trademark of The Guardian Life Insurance Company of America, New York, NY and is used with permission. ©2025 The Guardian Life Insurance Company of America. All rights reserved.
