Staying on top of routine care helps prevent bigger physical and mental health problems — and bigger bills. But for many working Americans, even basic care can seem out of reach. In fact, the number of adults who feel confident their health plan would cover a major medical event has dropped from 62% in 2022 to just 51% in 2025. This gap in confidence shows why supplemental health benefits matter more now than ever before. It can help workers to take care of their whole self — mind, body, and wallet.
Workers with supplemental health benefits are 30% more likely to report high overall well-being.
In an era of rapidly rising out-of-pocket medical costs, supplemental health benefits can help boost employees’ overall well-being. By making direct benefit payments to the claimant, supplemental health insurance can help remove the stress or worry of paying for high health care-related costs, promoting proactive and preventative care for workers to better manage their mental, physical, and financial wellness.
Key insights from our 14th Annual Workplace Benefits Study include:
Why workers with supplemental health benefits are more likely to report high overall well-being.
How these benefits are supporting mental, physical, and financial wellness.
What organizations and worker demographics are reporting to highest value from supplemental health benefits.
What employers can do to close the communication gap, increase worker knowledge about the value of their benefits, and boost benefit satisfaction.
Download the report
Learn more about how employers can support their workforce’s well-being through the value of supplemental health benefits.
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