Skip to main content
  • Find a dentist
  • Find a vision provider
  • Find a financial professional
  • Forms and claims
  • Contact us
Guardian Life Logo
login
Guardian Life Logo
      • Life insurance
      • Disability insurance
      • Dental insurance
      • Vision insurance
      • Accident insurance
      • Critical illness insurance
      • Hospital indemnity insurance
      • Group benefits
      • Absence management
      • Paid family & medical leave
      • Benefits technology
      • Enrollment
      • Mental wellness
      • Retirement
      • Annuities
      • Investment accounts
      • Find a financial professional
      • Learning Center
      • Forms and claims
      • Find a dentist
      • Find a vision provider
      • Find a financial professional
      • Retirement calculator
      • Life insurance quote
      • Disability insurance quote
      • Dental insurance quote
      • Vision insurance quote
      • Accident insurance quote
      • Research and insights
      • Reports
      • Webinars
      • Join as a broker
      • Find a sales office
    • About Guardian
    • Careers
    • Newsroom
    • Contact us
    • Investor relations
    • Social responsibility
    • Our diverse and inclusive culture
    • an individual or family
    • an employer
    • a broker
    • a dental provider
    • a financial professional
userLog in

Need help? Call us:

(888) 482-7342

Guardian Life Logo

Customer service

  • Contact Us
  • 1-888-Guardian (1-888-482-7342)
  • Submit a Claim

Resources

  • Forms & Claims
  • Find a dental or vision provider
  • Find a financial professional
  • Careers

Industry Professionals

  • Find a Guardian benefits sales office
  • Living Balance Sheet
  • facebook squareopens in a new window
  • instagram squareopens in a new window
  • linkedinopens in a new window
  • twitter squareopens in a new window
  • youtube squareopens in a new window

Legal Information

  • Terms & conditions
  • Privacy policy
  • Disclosures
  • Individual products benefit disclosures
  • Cybersecurity
  • Accessibility
  • Language assistance
  • Telehealth
  • NY Reg. 200
  • Confidentiality for domestic violence victims
  • SEC Rule 606
  • Amendments to broker agreement
  • State disaster updates
  • IL consumer information
  • MDG TX notice to providers
  • TX consumer information
  • Artificial intelligence statement
  • Agreement to conduct business electronically
  • Report suspected fraud
  • Do not sell or share my personal information

Guardian® is a registered trademark of The Guardian Life Insurance Company of America, New York, NY.

Copyright© 2026 The Guardian Life Insurance Company of America. All rights reserved.

Guardian and Nayya

Help increase benefits participation with an active enrollment strategy that connects benefits to everyday life.

Guardian’s partnership with Nayya offers a guided, personalized, completely confidential way to help employees select the benefits that will best support them and their loved ones most.

  • What is Nayya?

    Nayya is a platform that leverages artificial intelligence and data science to simplify the benefits enrollment experience. The platform provides employees with a decision-making tool that gives them the confidence to select the right benefits for them.

  • How does it work?

    Guided by an avatar, employees are asked to provide relevant information, such as their location, household demographics, and lifestyle. Within minutes, employees receive plan options their employers provide that offer the closest match to their budget and needs.

Nayya features and benefits

  • A simple, guided process

    Nayya engages employees in a virtual enrollment experience that asks them questions to help tailor the benefit matches they receive.

  • Personalized recommendations

    Nayya uses consumers’ unique attributes and lifestyle details to provide recommendations that speak directly to their needs.

  • Financial education

    Nayya helps employees break down recommended plans by cost and provides context that helps employees to forecast future savings.

  • Available in Spanish

    Help ensure Spanish-speaking employees get the most value from their benefits.

Facts about Nayya

Nayya users are:

  • 66% more likely to enroll in accident insurance plans.¹

  • 43% more likely to enroll in critical illness insurance plans.¹

  • 73% more likely to enroll in hospital indemnity insurance plans.¹

Nayya links more than 3 billion external data points, including nearly 200 million rows of claims data, to offer curated, confidential guidance on topics such as selecting voluntary benefits and comparing different health insurance options.

Use Nayya for new and existing clients when:

  • Your business is based in the United States

  • You have between 50 and 3,000 employees

  • You offer at least one Guardian voluntary benefits

  • You engage in active enrollment

We offer our clients Nayya Encore if their subsequent annual enrollment hits 30% employee engagement in year one.

Learn more about Guardian's approach to enrollment

Go now

1 Nayya – Internal Reporting, Tableau Enrollment KPI Dashboard eff dates 2/23-1/24

Advertised services are performed by Nayya, an independent, third-party service provider that is neither a subsidiary nor affiliate of The Guardian Life Insurance Company of America. Guardian is neither responsible nor liable for services, advice or recommendations made by Nayya.

GUARDIAN® is a registered trademark of The Guardian Life Insurance Company of America® ©Copyright 2024 The Guardian Life Insurance Company of America.